T. Graham Mortgage

Working together with T. Graham Mortgage, we can help you fit into a mortgage that best suits you!

T. Graham Mortgage has been a mortgage lender on the Mississippi Gulf Coast for over 20 years, and we hold the key to your future home ownership. A staff of experienced mortgage specialists will guide you through the process of purchasing, building, or refinancing. Dedicated to providing borrowers with the best overall mortgage experience, T. Graham Mortgage will help you in every phase of the mortgage process.

T. Graham Mortgage is an Equal Housing Lender. NMLS # 38957

Contact Our Mortgage Team! Or Apply Online Today!

Tom Graham - President
Gulfport Office
Office: 228-896-1444
Mobile: 228-861-6082
NMLS # 60699

Mari Stoeger - Originator
Biloxi Office
Office: 228-273-3917
Mobile: 228-861-1713
NMLS # 380525

Elaine Rogers - Originator
Pascagoula Office
Office: 228-549-2919
Mobile: 601-530-2399
NMLS # 405861
Conventional Mortgage Loans
  • Financing up to 95% of Purchase Price or Appraised Value (lesser of two)
  • Terms Up to 30 Years
  • No Prepayment Penalty
  • Loan Amounts up to $417,000
  • Competitive Rates and Closing Costs
  • Purchase or Refinance
USDA Rural Development Mortgage Loans
  • Minimal Cash to Close with Zero Down Payment
  • Closing Cost and Prepaids may be Financed up to 100% of Appraised Value
  • Terms up to 30 Years
  • No Prepayment Penalty
  • Purchase or Refinance
VA Mortgage Loans
  • No Down Payment Required with 100% Financing
  • No Monthly Mortgage Insurance
  • Terms up to 30 Years
  • No Prepayment Penalty
  • Purchase or Refinance
FHA Mortgage Loans
  • Maximum Eligible Loan Amount $271,050
  • Financing up to 96.5% of Purchase Price or Appraised Value (lesser of two)
  • Flexible Credit Guidelines with Competitive Rates
  • Terms up to 30 Years
  • No Prepayment Penalty
  • Purchase or Refinance
Approved Lender of MS Home Corp - Down Payment Assistance
  • Mortgage Revenue Bond
  • Down Payment Assistance
  • Home Loan Plus Program

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