Charter Bank Mortgage

Working together with Charter Bank Mortgage can help you fit into a mortgage that best suits you!

Charter Bank Mortgage, led by Tom Graham with over 30 years as a mortgage lender on the Mississippi Gulf Coast offers you the key to your future home ownership. Tom and our experienced staff of mortgage specialists will guide you through the process of purchasing, building, or refinancing your home. Dedicated to providing borrowers with the best mortgage experience, Charter Bank Mortgage will help you in every phase of the mortgage process.

Charter Bank Mortgage is an Equal Housing Lender. NMLS # 746472

Contact Our Mortgage Team! Or Apply Online Today!

Tom Graham - President
Gulfport Office
Office: 228-896-1444
Mobile: 228-861-6082
NMLS # 60699

Conner Dier - Originator
Ocean Springs Office
Office: 228-230-4153
Mobile: 228-219-4533
NMLS # 1583198


Jamie Stevens - Originator
Biloxi Office
Office: 228-273-3901
Mobile: 228-219-1552
NMLS# 1683456


Donna Stewart - Originator
Gulfport Office
Office: 228-679-1835
Mobile: 228-669-5581
NMLS# 1691170



Conventional Mortgage Loans
  • Financing up to 95% of Purchase Price or Appraised Value (lesser of two)
  • Terms Up to 30 Years
  • No Prepayment Penalty
  • Loan Amounts up to $417,000
  • Competitive Rates and Closing Costs
  • Purchase or Refinance
USDA Rural Development Mortgage Loans
  • Minimal Cash to Close with Zero Down Payment
  • Closing Cost and Prepaids may be Financed up to 100% of Appraised Value
  • Terms up to 30 Years
  • No Prepayment Penalty
  • Purchase or Refinance
VA Mortgage Loans
  • No Down Payment Required with 100% Financing
  • No Monthly Mortgage Insurance
  • Terms up to 30 Years
  • No Prepayment Penalty
  • Purchase or Refinance
FHA Mortgage Loans
  • Maximum Eligible Loan Amount $271,050
  • Financing up to 96.5% of Purchase Price or Appraised Value (lesser of two)
  • Flexible Credit Guidelines with Competitive Rates
  • Terms up to 30 Years
  • No Prepayment Penalty
  • Purchase or Refinance
Approved Lender of MS Home Corp - Down Payment Assistance
  • Mortgage Revenue Bond
  • Down Payment Assistance
  • Home Loan Plus Program

 
 
 
 
 
 
 
 
 
 

Charter Bank wants you in a new home! Ask how we can help today!

Apply Now