Personal Accounts

Charter Bank’s focus on simplicity and convenience defines our approach to the most basic level of personal finance: checking. We have developed a family of products designed to meet your specific needs while making checking accessible, manageable and uncomplicated.

Charter Complimentary Checking

With Charter Complimentary Checking, we offer the best in basic checking: an account that is convenient to access and manage, without the hassle of service charges or minimum balance requirements.

Account Features:

  • Unlimited Check Writing
  • Free Debit Card or ATM Card
  • Free Online Banking
  • Free Online Bill Pay
  • Free Notary Services
  • Monthly Statement with Imaged Checks
  • 5 free ATM withdrawals at Foreign (non Charter Bank) ATM's per statement not to exceed $4 per charge
  • Minimum Deposit to Open: $100

Charter Custom Checking

For customers seeking a more versatile checking experience, an upgrade to Charter Custom Checking adds the convenience of free online banking, the luxury of free “Charter Style” checks, and the benefit of a variety of additional complimentary services.

Account Features:

  • Unlimited Check Writing
  • Free Debit Card or ATM Card
  • Free Notary Services
  • Free Online Banking
  • Free Online Bill Pay
  • 5 free ATM withdrawals at Foreign (non Charter Bank) ATM's per statement not to exceed $4 per charge
  • Free “Charter Style” checks (first order only)
  • Monthly Statement with Imaged Checks
  • Minimum Deposit to Open: $100
  • Minimum Daily Balance (to avoid fee): $500
  • Monthly Maintenance Fee: $8

Charter Custom Silver Checking

We present Custom Silver, an interest-bearing checking account that showcases our commitment to meeting specific customer needs. This specialized account includes multiple benefits and services designed to ensure a comprehensive, convenient and worry-free checking experience.

Account Features: 

  • Unlimited Check Writing 
  • Free Debit Card or ATM Card 
  • Free Online Banking 
  • Free Online Bill Pay 
  • Monthly Statement with Imaged Checks 
  • 5 free ATM withdrawals at Foreign (non Charter Bank) ATM's per statement not to exceed $4 per charge 
  • Free “Charter Style” Checks or 25% discount on custom checks (first order only) 
  • Safe Deposit Box Discount: $10 
  • Free Notary Services 
  • Free Money Orders 
  • Free Official Checks 
  • Minimum Deposit to Open: $100 
  • Minimum Daily Balance (to avoid Fee): $100 
  • Minimum daily balance (to earn Annual Percentage Yield): $1.00 
  • Maintenance Fee: $8 

Charter NOW Checking

A Charter NOW account fuses earning potential with streamlined checking. Accrue interest on your account while enjoying free online banking, free “Charter Style” checks and numerous other dynamic services.

Account Features:

  • Unlimited Check Writing
  • Free Debit Card or ATM Card
  • 5 free ATM withdrawals at Foreign (non Charter Bank) ATM's per statement not to exceed $4 per charge
  • Free Online Banking
  • Free Online Bill Pay
  • Free “Charter Style” Checks or 25% discount on custom checks (first order only)
  • Monthly Statement with Imaged Checks
  •  Safe Deposit Box Discount: $10
  • Free Notary Services
  • Free Money Orders
  • Minimum deposit to open: $100.00; Minimum Daily Balance (to avoid Fee): $1,500
  • Free Official Checks
  • Minimum Daily Balance (to earn Annual Percentage Yield): $1,000
  • Maintenance Fee: $8

Charter Premier Money Market

To help you make smart and secure investments, Charter Bank’s Premier Money Market combines profitability with personalization. We offer both competitive interest rates and a friendly, accessible banking environment.

Account Features:

  • Free Debit Card or ATM Card
  • Free Online Banking
  • Free Online Bill Pay
  • Monthly statement
  • Free “Charter Style” checks (first order only)
  • Monthly Statement with Imaged Checks
  • Safe Deposit Box Discount: $10
  • Maximum of 6 free withdrawals/transfers per month, then $10 each
  • 5 free ATM withdrawals at Foreign (non Charter Bank) ATM's per statement not to exceed $4 per charge
  • Free Notary Services
  • Free Money Orders
  • Free Official Checks
  • Minimum Deposit to Open: $2,500
  • Minimum Daily Balance (to avoid Fee): $2,500
  • Minimum Daily Balance (to earn Annual Percentage Yield): $2,500
  • Maintenance Fee: $8

Health Savings Accounts

Begin the New Year right by saving for your health care expenses with a tax-exempt Health Savings Account (HSA).

Health Savings Accounts are tax-exempt accounts that are established by qualified individuals for the purpose of paying certain medical expenses. Due to the complexity of an HSA, it is strongly recommended to seek the advice of a tax professional to determine if you satisfy IRS eligibility requirements.

 

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