Business Accounts

At Charter Bank, we know that building a business can be a challenging process and we recognize that managing your relationship with a bank is not your core business. However, as your business bank, managing our relationship with you IS our core business. We view our business clients as partners. Your business’ success is our mutual goal. Consequently, we strive to meet your banking needs by offering you a set of banking services that expertly combine simplicity and versatility.

Our carefully designed selection of business accounts is ready to be matched to your business’ particular needs. Whether you are looking for a basic low-cost account, an account that earns interest, or an account that helps you manage your day-to-day activity, Charter Bank can help.

Charter Business Checking

Charter Bank Business Checking is designed for businesses with a limited number of transactions each month. This account is popular with association groups, civic clubs, PTA groups, etc. The account provides up to 50 transactions each month with no monthly maintenance fee. Additional service charges apply for transaction items over 50 each month. This account offers flexibility and simplicity for businesses with limited transaction needs.

Account Features:

  • Minimum Deposit to Open: $100
  • No Monthly Maintenance Fee
  • 50 free items, then $0.38 each (per check and per deposit)
  • No Minimum Daily Balance Requirement
  • Free Debit Card or ATM Card
  • Free Online Banking
  • Free Online Bill Pay
  • Free Notary Services
  • Monthly Statement with Imaged Checks
  • 5 free ATM withdrawals at Foreign (non Charter Bank) ATM's per statement not to exceed $4 per charge
Charter Small Business Checking

Small Business Checking is designed to recognized the value and vital role of small business in our community. It is an account based on priorities of convenience, satisfaction, and success. The account is designed for small businesses with transaction volume between 50 and 150 items per month. It is a packaged account and allows for up to 150 items per month for a flat service charge. This is our most popular account for Small Businesses in the community.

Account Features:

  • Minimum Deposit to Open: $100
  • Monthly Maintenance Fee: $10
  • 150 free items, then $0.25 each (per check and per deposit)
  • No Minimum Daily Balance Requirement
  • Free Debit Card or ATM Card
  • Free Online Banking
  • Free Online Bill Pay
  • Free Notary Services
  • Monthly Statement with Imaged Checks
  • 5 free ATM withdrawals at Foreign (non Charter Bank) ATM's per statement not to exceed $4 per charge
Charter Small Business "Plus" Checking

The Charter Small Business "Plus" Checking account is designed specifically for Non-Profit businesses and sole proprietorship's. The account features are similar to the Small Business Checking account with the additional benefit of being an interest bearing account. Interest is earned on collected balances in the account and credited on a monthly basis. The account also has a flat monthly service charge and provides up toe 150 transaction items each month.

Account Features:

  • Minimum Deposit to Open: $100
  • Monthly Maintenance Fee: $10
  • 150 free items, then $0.38 each (per check and per deposit)
  • Minimum Daily Balance Requirement to Avoid Fee: $5,000
  • Tiered Interest Based on Balance
  • Free Debit Card or ATM Card
  • Free Online Banking
  • Free Online Bill Pay
  • Free Notary Services
  • Monthly Statement with Imaged Checks
  • 5 free ATM withdrawals at Foreign (non Charter Bank) ATM's per statement not to exceed $4 per charge
Charter Commercial Checking

Charter Commercial Checking is designed for businesses with a large volume of transactions each month. This account allows unlimited transactions which are analyzed each month as well as a competitive earnings credit, based on average collected balances in the account, which is used to offset the monthly service charges assessed each billing cycle. This account offers flexibility to growing businesses and is closely aligned with Charter Bank's Cash Management Product Suite.

Account Features:

  • Minimum Deposit to Open: $100
  • Monthly Maintenance Fee: $10
  • No Minimum Daily Balance Requirement
  • Free Debit Card or ATM Card
  • Free Online Banking
  • Free Online Bill Pay
  • Free Notary Services
  • Monthly Statement with Imaged Checks
  • 5 free ATM withdrawals at Foreign (non Charter Bank) ATM's per statement not to exceed $4 per charge

A Charter Bank Credit Card is the perfect tool for the unexpected! 

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Boost your business with a Charter Small Business Loan today! 

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