T. Graham Mortgage is an Equal Housing Lender

Mortgage Services:

Working together with T. Graham Mortgage, we can help you fit into a mortgage that best suits you.

Conventional Mortgage Loans

• Financing up to 95% of purchase price or appraised value (lessor of two)
• Terms up to 30 years
• No pre-payment penalty
• Loan amounts up to $417,000
• Competitive rates and closing cost
• Purchase or refinance

USDA Rural Development Mortgage Loans

• Minimal Cash to close with zero down payment
• Closing cost and prepaids may be financed up to 100% of appraised value
• No maximum seller contribution
• Terms up to 30 years
• No prepayment penalty
• Purchase or refinance

VA Mortgage Loans

• No down payment required with 100% financing
• No monthly mortgage insurance
• Terms up to 30 years
• No prepayment penalty
• Purchase or refinance

FHA Mortgage Loans

• Maximum eligible loan amount $271,050
• Financing up to 96.5% of purchase price or appraised value, lesser of two
• Flexible credit guidelines with competitive rates
• Terms up to 30 years
• No prepayment penalty
• Eligible for property in any location
• Purchase or refinance

Approved Lender of MS Home Corp – Down Payment Assistance

• Mortgage Revenue Bond
• Down Payment Assistance
• Home Loan Plus Program

 The T.Graham Mortgage Staff

T. Graham Mortgage is an Equal Housing Lender
NMLS# 38950