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Mortgage Services:

Working together with T. Graham Mortgage, we can help you fit into a mortgage that best suits you.

T. Graham Mortgage has been a mortgage lender on the Mississippi Gulf Coast for over 20 years, and we hold the key to your future home ownership. A staff of experienced mortgage specialists will guide you through the process of purchasing, building, or refinancing. Dedicated to providing borrowers with the best overall mortgage experience, T. Graham Mortgage will help you in every phase of the mortgage process.

T. Graham Mortgage is an Equal Housing Lender

Conventional Mortgage Loans

  • Financing up to 95% of purchase price or appraised value (lessor of two)
  • Terms up to 30 years
  • No pre-payment penalty
  • Loan amounts up to $417,000
  • Competitive rates and closing cost
  • Purchase or refinance

USDA Rural Development Mortgage Loans

  • Minimal Cash to close with zero down payment
  • Closing cost and prepaids may be financed up to 100% of appraised value
  • No maximum seller contribution
  • Terms up to 30 years
  • No prepayment penalty
  • Purchase or refinance

VA Mortgage Loans

  • No down payment required with 100% financing
  • No monthly mortgage insurance
  • Terms up to 30 years
  • No prepayment penalty
  • Purchase or refinance

FHA Mortgage Loans

  • Maximum eligible loan amount $271,050
  • Financing up to 96.5% of purchase price or appraised value, lesser of two
  • Flexible credit guidelines with competitive rates
  • Terms up to 30 years
  • No prepayment penalty
  • Eligible for property in any location
  • Purchase or refinance

Approved Lender of MS Home Corp – Down Payment Assistance

  • Mortgage Revenue Bond
  • Down Payment Assistance
  • Home Loan Plus Program

 The T.Graham Mortgage Staff

Tom Graham
President of T. Graham Mortgage
12008 Hwy 49
Gulfport, MS 39503
Office 228-896-1444
Cell 228-861-6082
NMLS# 60699
Mari Stoeger
Loan Officer
1721 Medical Park Drive, Suite 103
Biloxi, MS 39532
Office 228-273-3917
Cell 228-861-1713
NMLS# 380525

 


T. Graham Mortgage is an Equal Housing Lender
NMLS# 38957