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FOUNDATIONS

Charter Bank, a Mississippi state bank, received its certificate of banking on December 10, 2007 and received FDIC approval in March, 2008. Charter Bank has been built around a relationship-based, full service business banking concept. The Bank offers a broad range of commercial and consumer banking services to small and medium sized businesses, professional firms, individuals, civic groups and other organizations – clients that should be particularly responsive to the style of service that the Bank provides. Charter Bank will provide a unique and personalized banking experience, combined with state-of-art technology and a full range of services, customized and tailored to fit the needs of its customers.

BOARD OF DIRECTORS

The Bank’s Organizers and Board of Directors are a group of carefully selected, successful, business and community leaders who are dedicated to developing business for the Bank. Their talent, experience and commitment to the Bank focuses on creating and implementing an effective business strategy, enabling the Bank to both serve the community and to increase shareholder value. Seven of the nine organizers have previous banking experience, whether as officers, directors or advisory directors.

LEADERSHIP

The Bank’s team consists of experienced, professional bankers who safely and profitably guide the organization and model the best of ethics and professional behavior. This team of qualified bankers are responsible for ensuring that the organization functions in a safe and sound manner, while profitably providing financial products and services that rival or surpass the competition.